Terms and Conditions

Last Updated: February 1st, 2026

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Questions about our Terms? Contact us at [email protected]

Privacy Policy

Version 1.0 Last Updated: April 5, 2026 Effective: April 5, 2026

Summary

LyfeVest is operated by Ferrari Jones Holding LLC DBA LyfeVest. We collect only what we need to operate the service, we do not sell your data, and you control your information. This policy explains what we collect, how we use it, and your rights.

01 Who We Are

LyfeVest is a secure digital vault designed to help families store, organize, and share critical documents and emergency information with trusted contacts.

The Service is operated by Ferrari Jones Holding LLC DBA LyfeVest, a Georgia limited liability company.

Mailing Address: P.O. Box 92058, Atlanta, GA 30314

Email: [email protected]

Website: lyfevest-v4.netlify.app

02 Information We Collect

Information you provide directly:

  • Account registration data (name, email address, password)
  • Profile information (name, contact details)
  • Documents and files you upload to your vault
  • Trusted contact information (names, email addresses, relationships)
  • Communications you send to us
  • Payment information (processed by Stripe — we do not store card numbers)

Information collected automatically:

  • Device type, browser type, and operating system
  • IP address and approximate location
  • Pages visited, features used, and actions taken within the Service
  • Session timestamps and duration
  • Error logs and performance data

Information from third parties:

  • If you sign in with Google, we receive your name, email address, and profile photo
  • Payment status and subscription information from Stripe

03 How We Use Your Information

We use your information to:

  • Create and manage your account
  • Provide, maintain, and improve the Service
  • Process payments and manage subscriptions
  • Enable document sharing with Trusted Contacts
  • Send transactional emails
  • Respond to support requests
  • Analyze usage patterns
  • Detect and prevent fraud and abuse
  • Comply with legal obligations
  • Record Terms acceptance

We do not sell your personal information. We do not use your data for advertising or share it with data brokers.

04 How We Share Your Information

With your Trusted Contacts:

Documents and information you explicitly share are made available to the Trusted Contacts you designate. You control all sharing permissions.

With service providers:

Supabase

Database & storage

Stripe

Payment processing

Netlify

Hosting

Anthropic

AI functionality

PostHog

Analytics

Resend

Email delivery

For legal compliance & business transfers:

We may disclose information if required by law or in the event of a business transfer. We will notify you before such a transfer occurs.

05 Data Storage & Security

Your data is stored on servers provided by Supabase, which uses industry-standard encryption (AES-256 at rest, TLS in transit). Access is controlled through row-level security policies.

Important: No digital storage system can guarantee absolute security. You accept the inherent risks of storing sensitive information digitally. You are responsible for maintaining backup copies of critical documents outside of LyfeVest.

06 Data Retention

  • Account data: Retained until you delete your account
  • Documents and files: Deleted when you remove them or close your account
  • Activity logs: Retained for 12 months
  • Payment records: Retained as required by financial regulations (typically 7 years)
  • Terms acceptance records: Retained for the life of your account and 7 years after closure

After account deletion, residual copies may remain in backups for up to 90 days before permanent deletion.

07 Your Rights & Choices

Depending on your location, you may have the following rights:

Access

Request a copy of your data

Correction

Fix inaccurate information

Deletion

Delete your account & data

Portability

Request data in portable format

Restriction

Limit processing of data

Objection

Object to certain uses

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

08 Cookies & Tracking

LyfeVest uses the following tracking technologies:

  • Session cookies: Required for authentication and keeping you logged in
  • Analytics: PostHog collects anonymized usage data to help us improve the product

We do not use advertising cookies or third-party tracking pixels.

09 Children's Privacy

LyfeVest is not directed at children under 18 years of age. We do not knowingly collect personal information from anyone under 18. If we become aware that a child under 18 has provided us with personal information, we will delete that account immediately.

If you believe a child has created an account, please contact us at [email protected].

10 Third-Party Services

LyfeVest integrates with third-party services. When you use these integrations, your information is also subject to their privacy policies:

Supabase Stripe Anthropic PostHog Netlify Resend

We are not responsible for the privacy practices of these third-party services.

11 Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the "Last Updated" date, send a notice to your registered email address, and display a prominent notice within the Service.

Your continued use of the Service after the effective date of any changes constitutes your acceptance of the updated policy.

12 Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

Ferrari Jones Holding LLC DBA LyfeVest

P.O. Box 92058, Atlanta, GA 30314

[email protected]